Tel: 0844 579 1008


Covering climbers for over 19 years

life insurance services for mountaineers and climbers

Life Insurance specialists for MC of SWe are a trusted membership benefit of the British Mountaineering Council and Mountaineering Scotland

WHICH COVER?

Mortgage Protection - Family Protection - Critical Illness - Income Protection. We provide all of these types of cover. Life cover is also available as a separate policy to provide peace of mind for you and your family, or may be used for business purposes.

Now you can have financial protection at an affordable price which takes into account your climbing and mountaineering activities

> 1. Mortgage Protection

Leaving your Mortgage to chance may mean leaving it to your family. Covering your mortgage with life assurance can be easily arranged.

 

> 2. Family Protection

Life Cover is also available as a separate policy to provide peace of mind for you and your family, or may be used for business purposes.
Find out more
 

 

> 3. Critical Illness

Optional Critical Illness cover can also be included as part of your Mortgage or Family plan. This would buy you recuperation time whilst you recover, or maybe pay towards the cost of private specialist treatment. A cash lump sum would be paid if you are diagnosed with a critical illness covered by the policy. 
 

 

> 4. Income Protection

Income Protection plans are an important aspect of your financial security and provide a replacement income in the event of illness or accident. You never know when an accident or prolonged ill health could strike and seriously affect your finances. Cover can be arranged which could provide benefits until retirement if you remain unfit to work.
Find out more
 

 

> 5. Private Medical Insurance

Private medical insurance (PMI) is designed to cover the cost of private medical treatment for ‘acute conditions’ that start after your policy begins. A policy covers a variety of diagnostics to identify the disease, illness or injury and offers the best course of treatment to return you to the state of health you were in before suffering the disease, illness or injury. 
 
PMI is available in a range of different cover levels. A policy can be designed around your requirements and circumstances to suit your budget.  The benefit of having such a policy are prompt referral to a consultant, quick admission to hospital, advanced treatment options, access to the latest Cancer drugs and treatment, privacy of an en-suite room, hospital comfort and cleanliness. .