About Us

Summit Financial Services specialises in arranging life insurance, critical illness cover, income protection and private medical insurance for climbers, mountaineers and hillwalkers. Specialist terms have been obtained for members of the BMC and Mountaineering Scotland.

Unlike many other companies who do not specialise, we aim to provide the best quote which already includes cover for your sport. The initial quote you will receive from us will already take your climbing activities into account. This avoids extra costs or climbing exclusions once we have submitted your application to the insurer.

We know that not all climbing activities are the same. We understand the difference between 6b,E1,a scramble in Snowdonia and a trek In Nepal. We advise each client individually which saves valuable time and confusion, and our knowledge is kept up to date due to our close work with the BMC and Mountaineering Scotland.


1.We specialise in arranging financial protection for mountaineers, climbers and hill walkers.

2.We have direct connections with specialist insurance underwriters.

3.We are a membership benefit service of the BMC and the Mountaineering Scotland.

4.We know that climbers are responsible people participating in a recognised sport, and not “extreme risk takers” like so many other companies believe.

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