Climbing travel insurance is a specialised type of cover designed around the needs of climbers and mountaineers. Cover is typically available either for single trips or annual cover. Usually, certain limits, such as, activity limits, territorial limits and height limits apply to different climbing travel insurance policies. Whether you are a seasoned mountaineer scaling remote peaks or a novice sport climber, having the correct insurance in place is important for your safety and peace of mind.
Summit Financial Services has worked closely with the British Mountaineering Council (BMC) for over 20 years. Your specialist rock climbing and mountaineering adviser at Summit Financial Services will be happy to direct you to the BMC to discuss the options available for climbers and mountaineers under the travel and activity insurance scheme operated by the British Mountaineering Council.
Why choose specialist climbing insurance?
Climbing and mountaineering can involve challenging terrain, unpredictable weather conditions and physical challenges that can potentially lead to accidents or injuries. Climbing travel insurance is typically designed to provide assistance to climbers in case of emergencies, such as search and rescue, hospital and medical treatment. If you are interested in this type of cover Summit Financial Services will direct you to the British Mountaineering Council’s travel and activity insurance scheme.
Whilst Summit Financial Services do not offer travel insurance for climbers and mountaineers, they do provide protection that can offer additional peace of mind. Financial protection offered by Summit Financial Services includes life insurance, income protection and critical illness cover for climbers and mountaineers.
One of the primary benefits of life insurance is the provision of a death benefit. In the unfortunate event of a climber’s demise during a climb, a life insurance policy could support a family or beneficiaries with a lump sum payment. Such a benefit could assist in contributing to funeral expenses, outstanding debts, and providing some level of financial stability for a family’s future. It allows climbers and mountaineers to focus on their trip without worrying about the potential consequences for their loved ones.
Other types of protection, such as income protection and critical illness cover, may offer benefits that mean the insured and their family can maintain some quality of life following some of other of life’s challenges.
Your specialist climbing and mountaineering adviser at Summit Financial Services will be happy to discuss your life insurance, mortgage protection, critical illness cover and income protection cover options with you.
What to consider when looking at travel insurance and life insurance for climbing and mountaineering activities
Different insurers will offer varying policies with different limits and exclusions, so it is crucial to read the fine print and understand the terms and conditions thoroughly. Summit Financial Services has worked with the British Mountaineering Council for over 20 years and your adviser at Summit Financial Services will be happy to direct you to the travel and activities insurance scheme that the BMC offers for if you are interested in travel insurance for climbing and mountaineering.
When it comes to life insurance, income protection and critical illness cover for climbers and mountaineers you can speak to the team of climbing specialists at Summit Financial Services. The specialist team understand the unique challenges faced by climbers and mountaineers and can tailor policies to meet specific climbing and lifestyle needs. Discussion of factors such as occupation, health, lifestyle, climbing grade, types of climbing pursued, climbing altitude and interest in other extreme sports will help your climbing specialist adviser to provide the best value protection for your activities.
Contact Summit Financial Services today
Whether you are embarking on a challenging mountaineering expedition, or a recreational climb, having the right cover in place can make all the difference to you should the worst happen.
If you would like to discuss you climbing and mountaineering insurance needs then speak to a specialist climbing adviser at Summit Financial Services today on 0345 565 0937.
Or, enquire online about climbing cover: