Category: News

Climbing can be an exciting and adventurous holiday activity. Prior to embarking on a climbing adventure holiday, it is important to ensure that you possess an appropriate climbing holiday insurance policy that covers you for climbing. Obtaining the right cover can allow you to fully immerse yourself in your climbing experience with peace of mind.

Climbing holiday insurance is a specialised type of cover designed around the needs of climbers. Cover is typically available either for single trips or annual cover. Usually certain limits, territorial limits and altitude limits apply to different climbing holiday insurance policies. Whether you are a seasoned climber or beginner, having the correct insurance in place can provide important reassurance. 

Here at Summit Financial Services, we work closely with the British Mountaineering Council (BMC) to refer those looking for climbing holiday insurance cover. Your specialist climbing and mountaineering adviser at Summit Financial Services will be happy to direct you to the British Mountaineering Council to discuss the options available under their climbing holiday insurance scheme. 

Why do you need climbing holiday insurance?

One of the key reasons climbers opt for specialised insurance is the recognition that standard travel insurance often falls short in covering the specific risks associated with climbing. Mountaineering and rock climbing entail significant hazards and risks such as falls, injuries, altitude sickness and emergency rescue situations. 

By securing appropriate climbing holiday insurance, climbers can focus on enjoying their ascent while having the peace of mind that they are supported in case of unforeseen events.

Climbing can involve challenging environments, unpredictable weather conditions and physical challenges that can potentially lead to accidents or injuries. Climbing holiday insurance is typically designed to provide assistance to climbers. If you are interested in climbing holiday insurance then we will direct you to the British Mountaineering Council’s (BMC)Travel & Activity Insurance Scheme. 

To find out more about the BMC’s trip travel insurance and annual multi-trip insurance click here to find out more:

Whilst our team at Summit Financial Services do not offer travel insurance for climbers our specialist advisers will be able to assist you with life insurance, income protection and critical illness cover for climbing and mountaineering. 

One of the primary benefits of life insurance is the provision of a death benefit. In the unfortunate event of a climber’s demise whilst climbing, a life insurance policy could help support a family or beneficiaries with a lump sum payment. Such a benefit could assist in contributing to funeral expenses, outstanding debts, and providing some level of financial stability for a family’s future. It allows climbers to focus on their trip without worrying about the potential consequences for their loved ones.

Other types of protection, such as income protection and critical illness cover, may offer benefits that mean the insured and their family can maintain some quality of life following some of life’s other challenges. 

Contact us today and a specialist climbing adviser at Summit Financial Services will be happy to discuss life insurance, mortgage protection, critical illness cover and income protection cover options for climbers. 

What to consider when looking insurance for climbing activities

Different insurers will offer varying policies with different limits and exclusions, so it is crucial to read the fine print and understand the terms and conditions thoroughly. 

At Summit Financial Services we have worked with the British Mountaineering Council (BMC) for a long time and your adviser here will be happy to direct you to the BMC’s Travel & Activity Insurance if you are interested in climbing holiday insurance.   

When it comes to life insurance, income protection and critical illness cover for climbers speak to our team of climbing and mountaineering specialists at Summit Financial Services. Our climbing specialists understand the unique challenges faced by climbers and can tailor policies to meet specific climbing and lifestyle needs. We will be happy discuss factors such as occupation, health, lifestyle, types of climbing pursued and interest in other extreme sports in order to find the best value protection for your activities.

Choosing the right policy

When choosing climbing holiday insurance, it is essential to consider the specific activities you’ll be undertaking. Policies vary in terms of coverage based on factors like altitude limits, types of climbing (e.g., rock climbing, ice climbing, mountaineering), and geographical regions. Some insurers may offer different types of cover for high-altitude climbs or expeditions to remote locations.

Before purchasing climbing holiday insurance, climbers should carefully review policy details, including coverage limits, exclusions, and any pre-existing condition clauses. It’s crucial to disclose all relevant information about planned activities and health conditions to ensure adequate coverage.

Contact Summit Financial Services About Climbing Holiday Insurance

Summit Financial Services is a leading specialist provider of climbing insurance such as life insurance, mortgage protection, income protection and critical illness cover. 

Whether you are looking for a new policy, or if you have a policy in place elsewhere and would like to compare your cover, we will be happy to hear from you. 

If you have been declined climbing insurance cover previously it does not necessarily mean that you will not be able to get cover again. It may be the case that your specific circumstances have changed or new insurers have come to the market with new products – so it is always worth a quick enquiry.

Call us on 0345 565 0937 or enquire online about climbing cover:

Climbing travel insurance is a specialised type of cover designed around the needs of climbers and mountaineers. Cover is typically available either for single trips or annual cover. Usually, certain limits, such as, activity limits, territorial limits and height limits apply to different climbing travel insurance policies. Whether you are a seasoned mountaineer scaling remote peaks or a novice sport climber, having the correct rock climbing insurance in place is important for your safety and peace of mind. 

Summit Financial Services has worked closely with the British Mountaineering Council (BMC) for over 20 years. Your specialist rock climbing and mountaineering adviser at Summit Financial Services will be happy to direct you to the BMC to discuss the options available for climbers and mountaineers under the travel and activity insurance scheme operated by the British Mountaineering Council. 

Why choose specialist climbing insurance?

Climbing and mountaineering can involve challenging terrain, unpredictable weather conditions and physical challenges that can potentially lead to accidents or injuries. Climbing travel insurance is typically designed to provide assistance to climbers in case of emergencies, such as search and rescue, hospital and medical treatment. If you are interested in this type of cover Summit Financial Services will direct you to the British Mountaineering Council’s travel and activity insurance scheme. 

Whilst Summit Financial Services do not offer travel insurance for climbers and mountaineers, they do provide protection that can offer additional peace of mind. Financial protection offered by Summit Financial Services includes life insurance, income protection and critical illness cover for climbers and mountaineers. 

One of the primary benefits of life insurance is the provision of a death benefit. In the unfortunate event of a climber’s demise during a climb, a life insurance policy could support a family or beneficiaries with a lump sum payment. Such a benefit could assist in contributing to funeral expenses, outstanding debts, and providing some level of financial stability for a family’s future. It allows climbers and mountaineers to focus on their trip without worrying about the potential consequences for their loved ones.

Other types of protection, such as income protection and critical illness cover, may offer benefits that mean the insured and their family can maintain some quality of life following some of other of life’s challenges. 

Your specialist climbing and mountaineering adviser at Summit Financial Services will be happy to discuss your life insurance, mortgage protection, critical illness cover and income protection cover options with you. 

What to consider when looking at travel insurance and life insurance for climbing and mountaineering activities

Different insurers will offer varying policies with different limits and exclusions, so it is crucial to read the fine print and understand the terms and conditions thoroughly. Summit Financial Services has worked with the British Mountaineering Council for over 20 years and your adviser at Summit Financial Services will be happy to direct you to the travel and activities insurance scheme that the BMC offers for if you are interested in travel insurance for climbing and mountaineering.  

When it comes to life insurance, income protection and critical illness cover for climbers and mountaineers you can speak to the team of climbing specialists at Summit Financial Services. The specialist team understand the unique challenges faced by climbers and mountaineers and can tailor policies to meet specific climbing and lifestyle needs. Discussion of factors such as occupation, health, lifestyle, climbing grade, types of climbing pursued, climbing altitude and interest in other extreme sports will help your climbing specialist adviser to provide the best value protection for your activities.

Contact Summit Financial Services today

Whether you are embarking on a challenging mountaineering expedition, or a recreational climb, having the right cover in place can make all the difference to you should the worst happen.

If you would like to discuss your climbing and mountaineering insurance needs then speak to a specialist climbing adviser at Summit Financial Services today on 0345 565 0937. 

Or, enquire online about climbing cover:

Bouldering is a form of rock climbing that involves scaling shorter natural rock formations or artificial walls without ropes. Over the years, bouldering has gained significant popularity among climbers who pursue bouldering as a sport itself or as part of their training for improving their overall rock climbing ability. As with any sport involving physical activity and potential risks, bouldering insurance has become an important consideration for climbers involved in this activity. Bouldering insurance can provide an important financial safety net if things go wrong.

What are the advantages of bouldering insurance?

Individuals may benefit from bouldering insurance, particularly if they frequently attend different indoor bouldering walls or participate in outdoor bouldering activities. Different options for financial protection provided by Summit Financial Services are life insurance, mortgage protection, income protection and critical illness cover.

Accidents in remote or challenging locations overseas might require specialised assistance which can be costly and travel insurance may also be an additional insurance to obtain. Summit Financial Services does not provide travel insurance but you can speak to us about the partners we work with.

Life Insurance, Critical Illness Cover and Income Protection Cover for Bouldering

Life insurance is a type of cover that pays out a lump sum if the policyholder dies during the policy term. It is there to provide some financial support for your family or loved ones after your are gone.  This could assist in helping to contribute to mortgage payments or provide some financial support for your dependants.

Critical Illness Cover

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in hazardous pursuits like bouldering and enquires about critical illness cover will have their enquiry assessed against the climbing and other sporting activities they pursue. Cover for different types of activities will be assessed differently.

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your climbing specialist at Summit Financial Services will talk you through the options available to you based on a number of factors such as your climbing and bouldering activities, occupation and lifestyle.

Income Protection

Another important cover to consider is income protection, particularly if you take part in hazardous pursuits like bouldering. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness.

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work. 

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of bouldering and whether they have caused you to have a significant amount of time off work.

Again, like critical illness cover, participation in some sports and activities may result in premium loadings, restrictions or exclusions. But, don’t worry, your climbing adviser will discuss your needs and the options available to you.

Bouldering and climbing insurance

Bouldering insurance plays a pivotal role in ensuring the financial well-being of boulderers. As bouldering continues to captivate individuals seeking adventure and fitness, having relevant financial protection is a responsible and prudent choice.

If you would like to speak to one of our specialist rock climbing and bouldering advisors about cover, or would like to find out more about the benefits of cover for other sports activities, then contact Summit Financial Services on 0345 565 0937 today, or enquire online about cover.

Embarking on an expedition to Kilimanjaro can be a thrilling adventure that tests one’s physical endurance and mental resilience. Scaling Africa’s highest peak is a remarkable accomplishment, but it also comes with its fair share of risks and challenges. In such daring undertakings, life insurance plays a crucial role in providing climbers and their families with a safety net in the face of unforeseen circumstances. This article explores the importance of life insurance for Kilimanjaro and highlights the benefits it offers to those who dare to conquer the Roof of Africa.

Why should you buy life insurance for Kilimanjaro expeditions?

While Kilimanjaro is not as technically demanding as some other mountain expeditions, it still poses significant risks and requires careful planning. The altitude, extreme weather conditions, and the potential for accidents during the climb are factors that climbers must consider. Even with experienced guides and comprehensive safety measures in place, unforeseen events can occur. Therefore, having life insurance is essential to mitigate the financial impact of such incidents and provide climbers and their families with peace of mind.

One of the primary benefits of life insurance for Kilimanjaro expeditions is the provision of a death benefit. In the unfortunate event of a climber’s demise during the ascent or descent, a life insurance policy could support a family or beneficiaries with a lump sum payment. Such a benefit could assist in contributing to funeral expenses, outstanding debts, and providing some level of financial stability for a family’s future. It allows climbers to focus on their expedition without worrying about the potential consequences for their loved ones.

Additional benefits of life insurance for Kilimanjaro

Life insurance policies may also offer additional benefits that extend beyond the death benefit. Your specialist adviser can also discuss the availability total and permanent disability cover. Such cover may support climbers in the event that they become unable to work. These types of benefits ensure that even in the face of a life-altering event, the insured and their family can maintain some quality of life.

When considering life insurance for a Kilimanjaro expedition, it is important to work with insurers who specialize in providing coverage for high-risk activities. The specialist team at Summit Financial services understand the unique challenges faced by climbers and mountaineers and can tailor policies to meet their specific needs. Factors such as occupation, health, lifestyle, climbing grade, types of climbing pursued, climbing altitude and interest in other extreme sports all assist in helping to develop the best financial protection package for you.

In conclusion, life insurance is an important component of preparing for a Kilimanjaro expedition. It provides climbers with the assurance that their loved ones will be financially protected in the event of a tragic accident. Additionally, you may also want to discuss coverage for potential disabilities that may arise from climbing-related incidents.

By selecting a policy that considers the unique risks associated with Kilimanjaro expeditions, climbers can embark on their journey with confidence, knowing that they have taken proactive steps to safeguard their future and the well-being of their families.

Taking on an adventure like climbing Aconcagua, the highest peak in the Americas, requires thorough preparation and consideration of potential risks. While the allure of conquering such a majestic summit is undeniable, it is equally important to prioritize safety. In preparation, Aconcagua life insurance is a crucial aspect of trip planning that should not be overlooked. This article delves into the reasons why having life insurance is important for Aconcagua expeditions, offering insights into the potential risks involved and the benefits of safeguarding oneself and loved ones.

Protection against Unforeseen Events

Aconcagua, standing at a towering height of 6,960 meters, presents numerous inherent dangers, including extreme weather conditions, altitude sickness, avalanches, falls, and other unforeseen incidents. Despite the best preparations and precautions, accidents can occur. Aconcagua life insurance provides a safety net for climbers and their families by offering financial protection in case unexpected events result in loss of life. It ensures that dependents are not left burdened with financial hardships if the worst were to happen, providing peace of mind and a sense of security for both the climber and their loved ones.

Life insurance policies may also offer additional benefits that extend beyond the death benefit. Your specialist adviser at Summit Financial Services can also discuss the availability of total and permanent disability cover. Such cover may support climbers in the event that they become unable to work. These types of benefits ensure that even in the face of a life-altering event, the insured and their family can maintain some quality of life.

For climbers with dependents, life insurance plays a crucial role in ensuring their financial stability and well-being. The death benefit provided by a life insurance policy may provide some immediate financial support to the climber’s loved ones, contributing towards funeral expenses, outstanding debts, mortgage payments, educational expenses, and other financial obligations. It offers a safety net, providing dependents with the means to maintain their quality of life and pursue their goals, even in the absence of the climber. Life insurance acts as a powerful tool for safeguarding the future and protecting the ones left behind from potential financial hardships.

Peace of Mind and Preparation

Participating in an Aconcagua expedition requires responsible preparation, which includes considering the well-being of oneself and loved ones. Life insurance grants climbers the peace of mind necessary to fully immerse themselves in the experience, knowing that they have taken the necessary steps to mitigate potential risks. It allows them to focus on their physical and mental preparedness, enabling them to enjoy the journey without constantly worrying about the financial consequences of accidents or unforeseen events. By obtaining life insurance, climbers demonstrate their commitment to safety, responsible planning, and protecting the interests of those who matter most to them.

While climbing Aconcagua is an exhilarating and awe-inspiring endeavor, it is vital to prioritize safety and responsible preparation. Life insurance serves as a valuable tool in mitigating risks associated with mountaineering and provides climbers with financial protection and peace of mind. It ensures the well-being of dependents and allows climbers to focus on the journey without constant worry. By securing life insurance, individuals demonstrate their commitment to safety and the responsible pursuit of their adventurous dreams while protecting their loved ones from potential financial hardships.

If you would like to hear more about your options for Aconcagua life insurance cover, or more about other extreme sports cover, then speak to one of our specialist sports advisers at Summit Financial Services today on 0345 565 0937, or enquire online about cover.

As climbing and mountaineering specialists we exist to help those who enjoy the mountains to find cover that is suitable for their needs.

Embarking on an Everest expedition is a feat that demands courage, determination, and meticulous planning. The formidable challenges presented by the world’s highest peak require not only physical and mental preparation but also careful consideration of the potential risks involved. In such endeavors, life insurance is a crucial component to consider in order to provide climbers and their families with a safety net in the face of unforeseen circumstances. Find out why it is important to invest in Everest Life Insurance by contacting a climbing specialist at Summit Financial services.

The treacherous nature of scaling Mount Everest necessitates a comprehensive risk management strategy. Despite advances in mountaineering techniques and safety protocols, the inherent dangers remain significant. From unpredictable weather conditions and avalanches to altitude sickness and falls, climbers are constantly exposed to life-threatening situations. The sheer remoteness of the mountain and the limited medical resources available further compound these risks. In this context, life insurance acts as a financial safeguard, protecting climbers and their families from the potential consequences of unfortunate events.

Why it is important to consider Everest Life Insurance

One of the primary advantages of life insurance for Everest expeditions is the provision of a death benefit. In the unfortunate event of a climber’s demise during the ascent or descent, a life insurance policy could ensure that their family or beneficiaries receive a lump sum payment. Such a benefit could help alleviate some of the financial burden that the loss of a loved one brings with money to contribute towards funeral expenses, outstanding debts, and provide some financial stability for the future. It grants peace of mind to climbers, enabling them to focus on their expedition without worrying about the potential ramifications for their loved ones.

Life insurance policies may also offer additional benefits that extend beyond the death benefit. Your specialist adviser can also discuss the availability total and permanent disability cover. Such cover may support climbers in the event that they become unable to work. These types of benefits ensure that even in the face of a life-altering event, the insured and their family can maintain some quality of life.

When considering life insurance for an Everest expedition, it is vital to work with insurers experienced in providing cover for climbing activities. At Summit Financial Services, we understand the unique challenges faced by climbers and mountaineers and can tailor policies to meet their specific needs.

Life insurance is an essential part of preparing for an Everest expedition. It offers climbers the assurance that their loved ones will be financially protected in the event of a tragic accident.

By taking the time to select a policy that addresses the unique risks associated with Everest expeditions, climbers can embark on their journey with confidence, knowing that they have taken proactive steps to safeguard their future and the well-being of their families.

If you would like to hear more about your options for Everest Life insurance cover, or more about other extreme sports cover, then speak to a specialist climbing adviser at Summit Financial Services today on 0345 565 0937, or enquire online about cover.

As climbing and mountaineering specialists we exist to help those who enjoy the mountains to find cover that is suitable for their needs.

Whether it is the call of Cairngorm, Ben Nevis, or any other mountain, you may be interested in financial protection for your peace of mind. Summit Financial Services are here to help, we are a membership benefit of Mountaineering Scotland and specialise in arranging Mountaineering Scotland Insurance cover for life insurance, critical illness cover or income protection cover. Get in touch for a free quote. Call us for specialist financial advice on a wide range of financial protection for climbing, hill walking and mountaineering. 

What is Mountaineering Scotland insurance?

Mountaineering Scotland is the national representative organisation for hill walkers, climbers and mountaineers in Scotland. This sporting body offers training and information to mountain users to promote safety, self-reliance and enjoyment of Scotland’s mountain environments. 

There are different types of Mountaineering Scotland insurance. You may find some cover for Civil Liability cover as part of your membership package (check your membership to find what type of cove you receive). Other optional types of cover could include life insurance, critical illness and income protection cover.

As with any extreme sport, Mountaineering Scotland recognises the risks involved with mountain climbing and hillwalking. They want to ensure that all mountain users are aware of these risks which include personal injury and death, and that they know that they are responsible for their actions. If an individual who participates in climbing activities wants to ensure their assets, home and family are protected in the event of an accident, it is important they have the right financial protection in place. 

Where does Summit Financial Services come in?

Summit Financial Services are on hand to advise each client individually when it comes to climbing, hillwalking and mountaineering insurance. This saves you valuable time and, with decades of experience, we also bring you the reassurance that we know about climbing. What’s more, because we meet regularly with Mountaineering Scotland and the British Mountaineering Council, we keep our knowledge up to date.

Our specialist knowledge of mountaineering has developed over 20 years in the industry. This means that unlike many other insurance companies, we have an in-depth understanding and knowledge of the sport and the different activities within it.  We understand the difference between technical climbing grades, scrambling grades, Via Ferrata grades and Scottish Winter grades. 

Having this understanding of your activities, combined with our close work with Mountaineering Scotland, allows us to get the most accurate quote for your activities. We are also aware that those who love the outdoors are interested in a range of other outdoor pursuits (e.g., cycling, mountain biking, skiing, or scuba diving). Therefore, we are able to quote for other activities as well when you are applying for Mountaineering Scotland Insurance.

Contact us for your FREE Mountaineering Scotland Life Insurance, Income Protection or Critical Illness quote

Give Summit Financial Services a call today, or fill out the form to receive your FREE, no obligation quote for Mountaineering Scotland life insurance, income protection or critical illness.

We are specialists in arranging life insurance, critical illness cover and income protection for climbers, hill walkers and mountaineers (plus many other outdoor sports). If you have been refused cover in the past, or already have a policy in place, it may still be worth getting in touch. We can identify whether the policy you currently have in place gives you the right level of cover, and if there are any other products available on the market that may better suit your needs.

Summit Financial Services is different from many other insurance companies. We specialise in arranging mountaineering insurance, critical illness cover, income protection and private medical insurance for climbers, hillwalkers and mountaineers. We aim to provide the best quote that already takes your mountaineering activities into account. 

Mountaineering insurance experts

As mountaineering insurance experts, we know that not all climbing activities are the same. This means we know which questions to ask to ensure we provide you with the most accurate quote and get you the right level of financial protection. We understand the difference between trad climbing, sport climbing, a scramble in Snowdonia and a trek in Nepal. Our knowledge and understanding of your sport means we can advise each client individually, saving both time and any confusion. What’s more, Summit Financial Services are a trusted recommended supplier of the British Mountaineering Council and Mountaineering Scotland.

Summit Financial Services mountaineering insurance

Since we are not tied to one insurer, we can compare different options to make sure you get the right policy to suit your needs at the best rates we can find. Whether you are looking to protect yourself, your family or your home, financial protection can give you some peace of mind in the event of a mountaineering accident. Summit Financial Services are here to help:

• Specialist mountaineering knowledge– we work closely with a number of mountaineering governing bodies to make sure our knowledge is up to date and relevant to constantly changing needs.
• Cover for your sport and your lifestyle – whatever your hazardous occupation or high-risk hobby, we source the right financial protection for you. We have built links with specialist underwriters helping us to obtain the right level of cover. 
• Personal service – you will have your own specialist personal adviser.
• Easy application – with the help of our knowledge and experience, we have placed people on cover quickly. 

Why choose us for your mountaineering insurance?

There are a number of reasons why we think you should choose us as your mountaineering insurance provider. Firstly, we specialise in arranging financial protection for mountaineers, climbers and hillwalkers – all of our advisors are experienced in the industry. Another great advantage of choosing Summit Financial Services is that we have direct connections with specialist insurance underwriters – this helps us to obtain the right financial protection for your mountaineering activities. Thirdly, we are trusted in the industry as a recommended supplier of the BMC and Mountaineering Scotland. This allows us to keep our knowledge up to date. Finally, we know that climbers are responsible individuals participating in a recognised sport and not ‘extreme risk taskers’ like many may believe. 

Contact us now for your mountaineering insurance quote

Whether you want mountaineering life insurance, critical illness cover, mortgage protection or income protection, Summit Financial Services are here to help. Contact us now for your free, no obligation quote. Even if you already have a mountaineering insurance policy in place, it may be worth getting in touch with us. We will be able to find out whether your current policy gives you the cover you need and any other products on the market that may better suit your needs. 

At Summit Financial Services we know about climbing, hill walking and mountaineering.

We began working with the British Mountaineering Council (BMC), over 20 years ago to meet the needs of members who were looking for financial protection to cover their climbing and mountaineering activities.

So, if you are looking for financial peace of mind when you are engaged in climbing, mountaineering and many other outdoor activities then you have come to the right place.

There are typically four types of financial protection that BMC members usually enquire about:

• Life Insurance for climbers & mountaineers

Typically, a lump sum to support a family in the event of death

• Mortgage Protection for climbers & mountaineers

A lump sum to pay off a mortgage and support a family in the event of death

• Critical Illness Cover for climbers & mountaineers

Typically, cover to provide financial peace of mind in the circumstance that you are diagnosed with a specific condition

• Income Protection for climbers & mountaineers

If you have concerns that an accident or illness may stop you from working for a period of time then an Income Protection policy may contribute to your costs of living

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments. Our specialist climbing advisers will be happy to discuss your financial protection options based on your specific needs and lifestyle.     

Because we specialise in cover for walkers, climbers and mountaineers, we’ll be happy to discuss many types of outdoor activities, for example:

• Alpine climbing & mountaineering
• Bouldering
• Deep water soloing
• Hill walking
• Ice climbing
• Lead climbing
• Trad climbing
• Top roping
• Scottish winter climbing
• Sport climbing
• Trad climbing
• Trekking
• Via Ferrata

As part of the process, when you enquire about cover, we’ll also discuss your climbing grade(s) relevant to the type of climbing you pursue, such as:

• Alpine grade
• French climbing grade
• UIAA climbing grade
• UK adjectival grades (Moderate to E numbers)
• UK technical grade
• Bouldering grade
• Sport grade
• Scottish Winter grade
• Via ferrata grade

In addition, if you also enjoy other outdoor pursuits, please enquire with our specialists about the availability of cover for a wide range of other outdoor sports, for example:

• Caving
• Cycling
• Kayaking
• Mountain biking
• Potholing
• Skydiving
• Sailing
• Scuba diving
• Skiing
• Ski mountaineering

We have also found that some climbers carry their recreation into their occupational activities. for example, industrial rope access (IRATA) work or mountain guiding. If you are engaged in a hazardous or dangerous occupation then you can also discuss the availability of financial protection for hazardous occupational activities as well.

The combination of your climbing, climbing grade, climbing altitude, lifestyle, health and occupation will assist in the determination the financial protection options that will be available to your particular circumstances.

We work with the whole of market to find cover and are not restricted to a captive or select number of financial protection products.

Even if you have existing cover in place, it may be worth a quick conversation with Sports Financial Services to compare your current cover and obtain a no-obligation quotation. Also, different insurers come to the market over time and others may change their terms. This may mean that different terms are available in the market place now than when you first applied for cover.

Why Choose Summit Financial Services – Giving back to the BMC

Additionally, we pass 10% from the commission generated from each policy back to the BMC to be reinvested into the BMC’s crucial initiatives such as enhancing access, preserving the environment, and supporting conservation efforts.

Your next move

To discover more about the benefits of cover for BMC members please call and speak to an experienced climbing and mountaineering specialist today.

You can call us for a free, no-obligation quote, on 0345 565 0937 or complete our quick enquiry form.

Mountain climbing life insurance can bring that extra peace of mind if you are an avid mountain climber in the UK and abroad. If you are feeling the call of mountains, then we are here to help with expert help to find Life Insurance, Income Protection and Critical Illness Cover for you and your climbing and mountaineering activities.

Here at Summit Financial Services, we understand that mountain climbers have different needs for insurance. Whether you are a beginner mountain climber getting to grips with new skills (like map reading, navigation and rope skills), a seasoned mountaineer, or you are a professional mountain climbing guide, please give us a call to discuss your needs

Summit Financial Services specialist service has been built upon a great deal of expertise, developed over the last 20 years, working with climbers, hill walkers and mountaineers. Over time, many climbers have not only contacted us just for mountain climbing life insurance, but for many other sporting interests (e.g. canoeing/kayaking, skiing, cycling, and more….).  We are always happy to help – just give us a call to discuss your needs.

Mountain Climbing Life Insurance Company

Mountain climbers may want to consider a number of financial protection options if they want to provide for loved ones, cover mortgage payments or bills should an accident (or worse) happen. When you enquire about specialist mountain climbing life insurance, your enquiry will be handled by an experienced adviser at Summit Financial Services. Your personal adviser will discuss cover options related to your lifestyle, mountain climbing activities and other sport and occupational activities which you would like to cover.

Type of insurance and cover for mountain climbers

You can speak to Summit Financial Services today about many types of cover for climbing and mountaineering, such as:

• Mountain climbing Life Insurance
• Mortgage Protection for Mountain Climbers
• Critical Illness Cover for Mountain Climbers
• Income Protection for Mountain Climbers

It is important to note, if you maintain a healthy lifestyle and regular fitness plan to keep fit for mountain climbing and other mountaineering activities, why not speak to us about policies that have the added benefit of rewarding you for keeping fit and healthy.

If you would like to hear more about the benefits of mountain climbing insurance cover, or more about other extreme sports cover, then speak to one of our specialist sports advisers at Summit Financial Services today on 0345 565 0937, or enquire online about cover.

As climbing and mountaineering specialists we exist to help those who enjoy the mountains to find cover that is suitable for their needs.

If you are looking for rock climbing insurance, Summit Financial Services are here to help. Our friendly team of climbing insurance specialists know how the needs of each climber can vary depending on ability, experience or type of rock climbing activities. Whether you are a beginner, seasoned rock climber, or just enjoy a social climb at your local climbing wall, contact us today to find out how we can help.

We help provide peace of mind with financial protection options for Life Insurance, Income Protection and Critical Illness Cover suitable for different lifestyles and rock climbing needs. We provide cover for rock climbers for their sport and we can also offer cover for many other sporting interests (e.g. canoeing, skiing, cycling and many more – just let us know and we’ll be happy to provide you with a quote).

Rock Climbing Insurance

Climbing insurance can provide peace of mind if you are concerned about providing for a family or paying your bills should an accident or injury (or worse) happen whilst rock climbing. Because we specialise in rock climbing, you can speak to us about cover for many different climbing and climbing related activities, for example:

• Aid climbing
• Alpine rock climbing
• Bouldering
• Buildering
• Canyoning
• Coasteering
• Competition climbing
• Deep water soloing
• Multi pitch trad
• Single pitch climbing
• Sport climbing

At Summit Financial Services we are happy to speak to you about many types of cover for your rock climbing, such as:

• Rock climbing Life Insurance cover
• Rock climbing Mortgage Protection cover
• Rock climbing Critical Illness Cover
• Income Protection Cover for Rock climbers

As with many sports insurance policies, it is important to declare information which can affect your enquiry. If you keep up a healthy lifestyle and fitness plan, you will want to mention this when enquiring about rock climbing insurance as some policies can reward you for keeping fit and healthy. This is most commonly tracked by a fitness tracker.

Frequently Asked Questions

If you are interested in insurance with Summit Financial Services, please do not hesitate to call us or fill out the online quote form. If you have any queries about cover for rock climbing then please call our number below to discover the best deal we can offer you for your rock climbing activities.

We are more than happy to discuss a range of rock climbing insurance queries such as:

• Will there be any premium loadings for my rock climbing activities?
• Can I obtain Life Insurance for rock climbing?
• Is Critical Illness Cover available for my type of rock climbing?
• Can I obtain Income Protection with my particular choice of rock climbing activities?
• As a rock climber, can I get Health Insurance or Private Medical Insurance?
• What is the process to enquire about Life Insurance, Income Protection or Critical Illness cover for rock climbers?

When applying for insurance with us, we will ask you various questions which relate to your rock climbing activity and also some personal lifestyle questions. This is so we can provide you with the best cover to suit your particular needs. As with any insurance application, especially financial protection, you will need to declare details about your work, lifestyle, medical history and rock climbing activity.

What types of health and lifestyle questions are asked?

• Health history & lifestyle (for example, any smoking or alcohol consumption)
• Height (ft/cm)
• Weight (lb/kg)
• Age
• Current health condition
• Your current occupation
• Your type (s) of rock climbing
• Your rock climbing grade
• Any other types of climbing and mountaineering (e.g. ice climbing)
• Location of climbing activities (e.g. UK and/or international)
• Any participation in climbing competitions
• Current income (for Income Protection)

If you would like to speak to one of our friendly advisors about any of your questions for rock climbing insurance, or would like to find out more about the benefits of cover for other sports activities, then give Summit Financial Services a call on 0345 565 0937 today, or enquire online about cover.

Mountain climbing insurance offers peace of mind if you are a keen mountain climber.  Here at Summit Financial Services, we understand that mountain climbers have different needs for insurance. Whether you are starting out as a mountain climber getting to grips with new skills (like navigation, route finding or ropework ), a seasoned mountaineer, or you are a professional mountain climbing guide, please get in touch with your mountain climbing insurance queries.

Summit Financial Services specialist service has 20 years of experience working with climbers, hill walkers and mountaineers. Over time, many hundreds of climbers have contacted us for mountain climbing life insurance for cover for their sport. In addition to climbing some have also sought cover for their various other sporting interests (e.g. kayaking, skiing, cycling, and more….)

We are always happy to help – just give us a call to discuss your individual needs.

Mountain Climbing Insurance Company

Mountain climbers have a number of financial protection options if they want to provide for loved ones, cover mortgage payments or bills should an accident (or worse) happen. When you apply for mountain climbing life insurance, your enquiry will be handled by an experienced adviser at Summit Financial Services and they will discuss cover options in relation to you, your lifestyle, your mountain climbing pursuits and other activities you declare.

You can speak to Summit Financial Services about many types of cover for climbing and mountaineering, such as:

• Mountain climbing Life Insurance (also includes terminal illness cover)
• Mortgage Protection for mountain climbers
• Critical Illness Cover for mountain climbers
• Income Protection for mountain climbers

It is important to note, if you maintain a healthy lifestyle and regular fitness plan to keep fit for mountain climbing and other mountaineering activities, why not chat to us about policies that have the added benefit of rewarding you for keeping fit and healthy.

If you would like to hear more about your options for mountain climbing insurance cover, or more about other extreme sports cover, then speak to one of our specialist sports advisers at Summit Financial Services today on 0345 565 0937, or enquire online about cover.

As climbing and mountaineering specialists we exist to help those who enjoy the mountains to find cover that is suitable for their needs.