Life Insurance for Mountaineers

Life Insurance for Mountaineers

If you feel the call of the Karakorum or the high peaks of the Himalayas but are concerned about the impact on your financial future if an accident (or worse) happens then speak to Summit Financial Services about climbing and mountaineering Life Insurance, Mortgage Protection, Income Protection and Critical Illness Cover.

We have experienced an increasing number of enquiries from climbers and mountaineers who are looking for Life Insurance, Mortgage Protection, Income Protection and Critical Illness Cover for their trips to the Greater Ranges.

Summit Financial Service’s specialist service has been built upon a great deal of expertise, over the last 20 years, working with climbers, hill walkers and mountaineers.

As a quick summary, if you are looking for a lump sum to be paid following an accident or natural death then you may want to consider Life Insurance. Alternatively, if you are concerned that an accident, whilst participating in climbing or mountaineering, may leave you unable to work for a period of time then an Income Protection policy may be another choice for you discuss with us. In addition, you may also want to chat to us about Critical Illness Cover which could help to support you and your loved ones financially if you are diagnosed with a specific medical condition.

Mountaineering Life Insurance

If you are you concerned about financial peace of mind should something happen whilst mountaineering then contact us today.

We are happy to discuss cover for climbing and mountaineering in a wide range of Alpine and Greater Ranges locations.

In addition, we are aware that many climbers and mountaineers have a close affinity with the outdoors and often pursue a range of outdoor activities. In addition to your mountaineering activities please feel free to chat to us about the availability of cover for any other activities you pursue, such as:

  • Cycling & mountain biking
  • Canoe & kayaking (e.g. white water, surf, sea)
  • Caving
  • Rock climbing & rock sports (e.g. leading, bouldering, sport, deep water soloing)
  • Running (e.g. trail, fell, ultra)
  • Sailing & yachting
  • Skiing, ski touring & ski mountaineering

And, don’t worry if your other outdoor interests are not listed above, just give us a call to discuss the options available for you and your lifestyle.

Mountaineering Insurance Company

Mountaineers have a number of financial protection options and want to provide for loved ones, cover mortgage payments or bills should an accident (or worse) happen.

Your enquiry is handled by a specialist adviser at Summit Financial Services and they will discuss your cover options in relation to your lifestyle and your sporting pursuits.

Life Insurance Company for Mountaineering

You can speak to Summit Financial Services about many types of cover for climbing, such as:

  • Life Insurance for mountaineers
  • Mortgage Protection for mountaineers
  • Critical Illness Cover for mountaineers
  • Income Protection for mountaineers

In addition, if you maintain a healthy lifestyle and regular fitness plan to keep fit for climbing and mountaineering, why not speak to us about policies that have the added benefit of rewarding you for keeping fit and healthy.

Mountaineering Life Insurance, Critical Illness Cover and Income Protection FAQs

If you have any specific questions about cover for your mountaineering and climbing activities (or any other sport you pursue) then please call our number below to discover the best deal we can offer you for your lifestyle.

You can discuss a range of questions with us, for example:

  • Are there any premium loadings for my lifestyle, climbing and mountaineering activities?
  • Can I obtain Life Insurance for my mountaineering and other sporting activities?
    Is Critical Illness Cover available for mountaineers?
    Can I obtain Income Protection for my lifestyle and mountaineering activities?
    Can I get Health Insurance or Private Medical Insurance?

How do I enquire about Mountaineering Life Insurance, Income Protection or Critical Illness cover?

If you enquire about cover for your mountaineering activities with Summit Financial Services, we will take into consideration a number of factors relating to your life in the outdoors.

As with any application for financial protection it is important that you declare your employment, lifestyle, medical and other questions completely.

Typical life and lifestyle questions, that relate to your enquiry for mountaineering cover, may include your:

  • Health history & lifestyle (e.g. smoking or alcohol consumption)
  • Height ( ft/cm )
  • Weight ( lb/kg )
  • Age
  • Health conditions

Detailed life, occupation and recreation related questions will vary depending on your particular circumstances but could include (where relevant) your:

  • Current occupation/employment
  • Type of mountaineering activity
  • Highest altitude
    Location of mountaineering activities (e.g. UK and/or international) and overseas mountain ranges
  • Climbing grades
  • Sport Governing Body membership (BMC, Mountaineering Scotland, Mountaineering Ireland)
  • Current income (for Income Protection enquiries)

As part of your enquiry for cover for climbing and mountaineering, we will also discuss the amount of cover you require and the duration of the cover you would like, including:

  • The amount (£ GBP) of financial protection you require
  • The number of years for which the policy is required
  • Your choice of type of policy (e.g. decreasing or level term)

Your climbing, recreation, health and occupation information, such as that detailed above, will help determine the premium you have to pay for your cover for your lifestyle and mountaineering activities.

Life Insurance, Income Protection and Critical Insurance cost – specialist insurance information for mountaineers

Even if you have a policy in place elsewhere for your mountaineering, we will still be happy to hear from you, even if only to provide you with peace of mind that cover and premiums are comparable with current market products.

Business protection for mountaineers

For those who operate a Limited Company or operate at Director level then you may want to consider speaking to Summit Financial Services about other cover options such as Key Person insurance, Relevant Life insurance or Shareholder Protection for those who participate in climbing and mountaineering.

How to make an enquiry for cover for mountaineering

At Summit Financial Services we pride ourselves on providing:

  • Personal and confidential advice
  • Experienced advisers in climbing and mountaineering
  • Personal service and a quick response to your mountaineering questions
  • A Financial Conduct Authority (FCA) authorised company
  • Easy application process conducted around your lifestyle

If you would like to find out more about the benefits of cover for a whole range of extreme sports activities then speak to an experienced sports adviser at Summit Financial Services today on 0345 565 0937, or to enquire online about cover, please click the link above.

As climbing and mountaineering specialists we exist to help those who enjoy the mountains to find cover that is suitable for their needs.

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