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If you are looking for rock climbing insurance, Summit Financial Services are here to help. Our friendly team of climbing insurance specialists know how the needs of each climber can vary depending on ability, experience or type of rock climbing activities. Whether you are a beginner, seasoned rock climber, or just enjoy a social climb at your local climbing wall, contact us today to find out how we can help.

We help provide peace of mind with financial protection options for Life Insurance, Income Protection and Critical Illness Cover suitable for different lifestyles and rock climbing needs. We provide cover for rock climbers for their sport and we can also offer cover for many other sporting interests (e.g. canoeing, skiing, cycling and many more – just let us know and we’ll be happy to provide you with a quote).

Rock Climbing Insurance

Climbing insurance can provide peace of mind if you are concerned about providing for a family or paying your bills should an accident or injury (or worse) happen whilst rock climbing. Because we specialise in rock climbing, you can speak to us about cover for many different climbing and climbing related activities, for example:

• Aid climbing
• Alpine rock climbing
• Bouldering
• Buildering
• Canyoning
• Coasteering
• Competition climbing
• Deep water soloing
• Multi pitch trad
• Single pitch climbing
• Sport climbing

At Summit Financial Services we are happy to speak to you about many types of cover for your rock climbing, such as:

• Rock climbing Life Insurance cover
• Rock climbing Mortgage Protection cover
• Rock climbing Critical Illness Cover
• Income Protection Cover for Rock climbers

As with many sports insurance policies, it is important to declare information which can affect your enquiry. If you keep up a healthy lifestyle and fitness plan, you will want to mention this when enquiring about rock climbing insurance as some policies can reward you for keeping fit and healthy. This is most commonly tracked by a fitness tracker.

Typical Insurance Queries

If you are interested in insurance with Summit Financial Services, please do not hesitate to call us or fill out the online quote form. If you have any queries about cover for rock climbing then please call our number below to discover the best deal we can offer you for your rock climbing activities.

We are more than happy to discuss a range of rock climbing insurance queries such as:

• Will there be any premium loadings for my rock climbing activities?
• Can I obtain Life Insurance for rock climbing?
• Is Critical Illness Cover available for my type of rock climbing?
• Can I obtain Income Protection with my particular choice of rock climbing activities?
• As a rock climber, can I get Health Insurance or Private Medical Insurance?
• What is the process to enquire about Life Insurance, Income Protection or Critical Illness cover for rock climbers?

When applying for insurance with us, we will ask you various questions which relate to your rock climbing activity and also some personal lifestyle questions. This is so we can provide you with the best cover to suit your particular needs. As with any insurance application, especially financial protection, you will need to declare details about your work, lifestyle, medical history and rock climbing activity.

What types of health and lifestyle questions are asked?

• Health history & lifestyle (for example, any smoking or alcohol consumption)
• Height (ft/cm)
• Weight (lb/kg)
• Age
• Current health condition
• Your current occupation
• Your type (s) of rock climbing
• Your rock climbing grade
• Any other types of climbing and mountaineering (e.g. ice climbing)
• Location of climbing activities (e.g. UK and/or international)
• Any participation in climbing competitions
• Current income (for Income Protection)

Get in Touch Today

If you would like to speak to one of our friendly advisors about any of your questions for rock climbing insurance, or would like to find out more about the benefits of cover for other sports activities, then give Summit Financial Services a call on 0345 565 0937 today, or enquire online about cover.

Alternatively if you are looking for travel insurance use our trusted partners at The BMC.

FAQs

Mountain climbing insurance offers peace of mind if you are a keen mountain climber.  Here at Summit Financial Services, we understand that mountain climbers have different needs for insurance. Whether you are starting out as a mountain climber getting to grips with new skills (like navigation, route finding or ropework ), a seasoned mountaineer, or you are a professional mountain climbing guide, please get in touch with your mountain climbing insurance queries.

Summit Financial Services specialist service has 20 years of experience working with climbers, hill walkers and mountaineers. Over time, many hundreds of climbers have contacted us for mountain climbing life insurance for cover for their sport. In addition to climbing some have also sought cover for their various other sporting interests (e.g. kayaking, skiing, cycling, and more….)

We are always happy to help – just give us a call to discuss your individual needs.

Mountain Climbing Insurance Company

Mountain climbers have a number of financial protection options if they want to provide for loved ones, cover mortgage payments or bills should an accident (or worse) happen. When you apply for mountain climbing life insurance, your enquiry will be handled by an experienced adviser at Summit Financial Services and they will discuss cover options in relation to you, your lifestyle, your mountain climbing pursuits and other activities you declare.

You can speak to Summit Financial Services about many types of cover for climbing and mountaineering, such as:

• Mountain climbing Life Insurance (also includes terminal illness cover)
• Mortgage Protection for mountain climbers
• Critical Illness Cover for mountain climbers
• Income Protection for mountain climbers

It is important to note, if you maintain a healthy lifestyle and regular fitness plan to keep fit for mountain climbing and other mountaineering activities, why not chat to us about policies that have the added benefit of rewarding you for keeping fit and healthy.

If you would like to hear more about your options for mountain climbing insurance cover, or more about other extreme sports cover, then speak to one of our specialist sports advisers at Summit Financial Services today on 0345 565 0937, or enquire online about cover.

As climbing and mountaineering specialists we exist to help those who enjoy the mountains to find cover that is suitable for their needs.

Cover for climbers:

• Life Insurance (also includes terminal illness cover)
• Mortgage Protection
• Income Protection
• Critical Illness Cover

At Summit Financial Services we know about climbing.

We were first established, over 20 years ago, to meet the financial protection needs of those who enjoy climbing, mountaineering and many other outdoor pursuits.

There are 4 types of financial protection that climbers usually look for:

• Life Insurance for climbers

Typically, a lump sum to support a family in the event of death (or terminal illness)

• Mortgage Protection for climbers

A lump sum to pay off a mortgage and support a family in the event of death

• Critical Illness Cover for climbers

Typically, cover to provide financial peace of mind in the circumstance that you are diagnosed with a specific condition

• Income Protection for climbers

If you have concerns that an accident or illness may stop you from working for a period of time then an Income Protection policy may contribute to your costs of living

Because we specialise in cover for climbers, we’ll be happy to chat about all styles of indoor and outdoor climbing, such as:

• Bouldering
• Lead climbing
• Trad climbing
• Top roping
• Sport climbing
• Via Ferrata
• Ice climbing
• Scottish Winter climbing
• Alpine Climbing
• Climbing & Mountaineering in the Greater Ranges

When you enquire about cover, we’ll discuss your climbing grade(s), where you climb and the altitude you climb to, if you climb outdoors. 

Because many climbers tend to enjoy a range of other outdoor pursuits, we’ll also be happy to discuss cover for other outdoor sports such as mountain biking, kayaking, caving, sailing, skydiving and scuba diving.  

When we have a full picture of you, your climbing and your lifestyle your experienced climbing adviser will then discuss the options available to you for life insurance, income protection, mortgage protection and critical illness cover.

Even if you have a policy in place elsewhere, we will be happy to hear from you even if this is only to provide you with the peace of mind of knowing how your cover and premiums compare with current market products.

Your next move

To discover more about the benefits of cover for rock climbers, please call and speak to an experienced climbing adviser today.

You can call us for a free, no-obligation quote, on 0345 565 0935 or complete the quick enquiry form above.

Summit Financial Services specialism lies in arranging mountaineering life insurance, income protection, critical illness cover and private medical insurance for climbers, mountaineers and hill walkers. Our friendly team aims to provide the best value protection which takes into account your climbing and mountaineering activities.

Life insurance for Mountain Climbing Experts

Here at Summit Financial Services, we are mountain climbing insurance experts as we have specialised in this type of cover for over 22 years. We know that climbing activities vary and that is why we ask the right climbing related questions so that we can accurately provide the best quote and level of financial protection for your needs.

For example, we understand that there is a difference between sport climbing, trad climbing, bouldering, deep water soloing, lead climbing, top roping via ferrata and much more. Due to our knowledge and understanding of climbing and mountaineering, we can assist you accurately and effectively. What’s more, Summit Financial Services are a trusted membership benefit of the British Mountaineering Council and Mountaineering Scotland.

Summit Financial Services Life Insurance for Mountain Climbing

Summit Financial Services are not partnered with just one insurer. We can compare different insurance options to make sure you get the perfect policy to suit you, your lifestyle and your participation in climbing. We know that you may be looking for life insurance for mountain climbing to protect yourself, your family and home. We can also assist with other types of financial protection which can give you peace of mind should an unfortunate mountaineering accident happen.

Our friendly team of experts are here to help:

• Specialist mountaineering knowledge– Over the past 22 years, we have worked closely with mountaineering governing bodies to make sure our knowledge is up to date and relevant.

• Cover for your sport and your lifestyle – We always aim to find the right financial protection cover for you and your hazardous hobby or occupation.This is supported by the knowledge we have gained over the years and the links we have built with specialist underwriters and insurance companies.

• Personal service – You will have your own specialist personal adviser who will personally discuss your needs, lifestyle and participation in climbing and mountaineering activities.

• Straight forward application – Our mountain climbing insurance experts have the depth of knowledge to understand you, your climbing activities and the types of financial protection available in the marketplace..

Why choose us for your life insurance for mountain climbing?

Summit Financial Services specialise in arranging financial protection for mountaineers, climbers and hill walkers, meaning we have extensive knowledge in what is right for you.

Another reason is our direction connections which we have built over the years with specialist insurance underwriters. These direct connections help us find the right financial protection for any of your climbing and mountaineering activities.

We are also trusted in the insurance industry and are Associate Members of the British Mountaineering Council. Being closely associated with the British Mountaineering Council and Mountaineering Scotland allows us to keep our knowledge up to date.

Lastly, we know that climbers are responsible individuals who enjoy taking part in a recognised sport and are not ‘risk takers’.

Contact us now for your life insurance for mountain climbing quote

Summit Financial Services are here to help, whether you need life insurance for mountain climbing, critical illness cover, mortgage protection or income protection cover.

Contact us today for your FREE no obligation quote.

Alternatively, if you already hold an insurance policy elsewhere, it may still be worth getting in touch to see how our options compare with current market offerings. Our experts will discuss if your current policy is providing you with the best cover for your needs and if there are improved premium terms available in the market.

If you are looking for climbing life insurance then you have come to the right place. Summit Financial Services have a team of specialists with years of experience working with climbers and mountaineers who are looking to obtain life insurance, critical illness cover and income protection to protect their family, homes or businesses.

We know how important it is to get the right cover if you are a climber, mountaineer or hill walker. We will discuss many factors in relation to your climbing such as your climbing grade, what type of climbing you participate in, if you climb internationally and the altitude to which you climb.

Call or email our team of climbing life insurance specialist advisers today to get the right cover and ensure peace of mind when it comes to protecting your family, home or income.

Life Insurance for climbers: what to expect when you apply

If you are applying for life insurance for climbers, you will be asked numerous questions about your climbing behaviour and other lifestyle information. We ask these questions so that we can obtain the best value protection for your climbing activities.

Why do we need this information?

One key reason is that some types and levels of climbing are higher risk. For example, if you regularly climb abroad, climb above certain altitudes or climb above certain grades your cover options and the types of insurance companies available to you may be different to someone climbing in the UK only at lower grades.

Asking these questions also allows us to understand if you climb and work in the outdoor industry as an occupation. If this is the case, we will discuss your work, qualifications and the type of climbing and other outdoor work you participate in. 

Each insurance provider will have different underwriting life insurance criteria, so it is very important that you provide your correct information to help ensure we obtain the best policy for you. Some common questions in relation to climbing life insurance include:

• Your climbing grade?
• Any climbing instructor qualifications?
• Do you climb occupationally?
• What type of climbing do you participate in?
• Do you climb abroad or just in the UK?
• What is the maximum altitude you climb to?

If you have faced issues, in the past, trying to obtain life insurance for climbers, or been declined cover, Summit Financial Services are here to help you. Our expert team of advisers have many years of specialist knowledge which can help climbers find the right climbing life insurance to help protect their family, home and finances.

Additional financial protection options for climbers

Climbing critical illness cover

If you are looking for critical illness cover as a climber we are here to help. We have many years of experience dealing with climbing critical illness cover and the issues involved in obtaining cover.

Critical illness cover enquiry process is very similar to the life insurance for climbers. You will be asked about climbing type, climbing grade, where you climb (UK or abroad) and if you climb as a profession.

Why choose critical illness cover?

Critical illness cover is extra peace of mind for you and your family. It is designed to pay a cash lump sum if you were to be diagnosed with an illness covered under your policy.

Summit Financial Services have worked with and helped thousands of climbers to obtain financial peace of mind for themselves and their families.

Climbing income protection

Income protection for climbers may be another type of cover you would like to chat to us about. Like other types of protection we will want to discuss the type of climbing you participate in, your climbing grade, whether you participate in climbing as part of your occupation and whether you climb overseas.

There are certain underwriting requirements that must be satisfied to be offered income protection for climbing. If you climb as an occupation for example, or if you climb at high altitude with increased levels of risk then you may find that there are additional loadings or exclusions.

If you have applied for income protection previously and been declined or had special terms imposed because of your climbing then you should speak to our team of climbing income protection experts.

Contact us for life insurance for climbers

If you are looking for life insurance for climbers for peace of mind for both yourself and your family, Summit Financial Services are here to help. Our friendly team of experts have been working with climbers, mountaineers and hill walkers for over 22 years and have an in-depth knowledge of what climbers and mountaineers enjoy and the types of cover that are available for their climbing activities.