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“The staff at SFS listen carefully and advise wisely. They provide a flexible and personal service which gives great reassurance that you’ve been offered the most appropriate cover for all the crazy things you do!” Libby Peter (pictured), Mountain Guide and mother of two Could you pay your bills if a climbing accident left you…

If you climb and you are looking for climbing life insurance then you have come to the right place. Summit FS specialises in working with and helping climbers to get life insurance, critical illness cover and income protection to protect their families, homes or businesses. Getting the right cover if you are a climber, mountaineer…

Do I Need Life Insurance Because I Climb? NO! You need life insurance like every other person who has commitments , has debts, has responsibilities or who has a family and wishes to provide for them. Many people enquire about life insurance or financial protection because they may be due to go on a trip…

Terminal Illness Vs Critical Illnesses Insurance Life Insurance – not exactly the most interesting topic at the forefront of everyone’s mind. However, whilst the main element of the policy namely ‘life insurance’ is relatively easy to understand, there still remains confusion over the difference between the additional benefits of Terminal Illness Cover and Critical Illness…

“It’ll Never Happen To Me” Nigel Vardy Offers Some Useful Advice ‘It’ll never happen to me’ is a phrase I hear time and time again in this world.  For some unknown reason, people hold the perception that everyone else gets ill or injured, and that they are somehow inviolate.  I once starred in a Channel…

Life Insurance – 6 top Tips To Save You Money And Improve Your Cover Here are a few simple ways to get better value for money from your life insurance. Joint policy or two single policies? The cost of two single life policies does not cost much more than a joint policy. eg. A male and…

Protecting Your Finances Through Ill Health Looking at protecting your finances in the event of illness can be a nightmare for anybody but for the climber it can be doubly daunting. Not only do you have to consider which protection you require but you also have to find a company which will actually cover you properly. Most insurance…

How Does Climbing & Outdoor Sport Affect Your Life Insurance Policy? Update on non disclosure rules. All life insurance companies will consider all the information you supply when you make an application, including your health, age, smoker status and your participation in sports or hobbies. Participation in a number of sports may impact on the…